Welcome to the Delaware Insurance Guaranty Association Website

The Delaware Insurance Guaranty Association (DIGA) is a non-profit unincorporated organization that is created by the Delaware Legislature.  A copy of the governing statute can be found under the "Delaware Statute" tab.

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If your property or casualty insurance company (like auto or homeowners insurance) goes out of business, the Delaware Insurance Guaranty Association (DIGA) helps protect you. DIGA steps in to pay certain covered claims, up to the limits set by Delaware law, so you’re not left without coverage. This safety net is funded by insurance companies that do business in the state—not by taxpayers. While DIGA doesn’t cover every type of insurance or every situation, it helps make sure you still receive some protection if your insurer fails.